Commercial lending, fully agentic, on Camunda.

AI agents read, verify and assemble every application inside a BPMN process on Camunda on AWS. Credit policy runs in DMN, and a credit officer holds authority on every exception.

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At a glance

Used in:Financial Services & Insurance

IndustryBanking & lending

PlatformCamunda 8 on AWS

ProofAngle Finance, live

Human authorityCredit officer on exceptions

2 hrspriority credit decisions at Angle Finance, from days

220+processes at Angle Finance

>80%less manual effort

Angle Finance figures, fully agentic on Camunda on AWS, run by Innovo.

See it run

See a loan decide itself.

Case 1 is a commercial loan on UiPath Maestro on Microsoft Azure. Switch to case 2 for the asset-finance pattern Angle Finance runs fully agentic on Camunda on AWS.

Synthetic data. On a phone, tap the card to open it full screen. Open the demo page →

The problem.

Days in queues

Applications wait between broker, credit and settlement teams.

Manual verification

Analysts re-key data and check documents by hand.

Regulatory weight

Responsible lending, CPS 230 and full decision evidence.

Solution architecture.

The reference architecture we build and run.

Channels

Broker portalCustomer appPartner API

Orchestration

Camunda 8 (Zeebe)BPMN lending processDMN credit policy

Agents

Document agentKYC/AML agentCredit memo agentAmazon Bedrock

Systems

Core bankingBureau and PPSRCRMDocument store

Run & evidence

Append-only audit logCloudWatch24x7 operations

How it runs.

Each step, who does it, and the control that applies.

#StepWhoControl

1Application receivedBroker or customerCase opened; SLA timer starts

2Documents read and classifiedDocument agentApproved tools only

3KYC and AML screeningKYC agent + connectorAny hit goes to a person

4Financials and bank dataAnalysis agentLow confidence goes to a person

5Credit policy and pricingDMN decision tableVersioned, replayable rules

6Exception or approvalCredit officerHuman authority on material decisions

7Settlement and recordSettlement agentEvery step on the audit log

Governed by design.

Five guardrails on every agent, plus the controls for this solution.

Blocked · DA-03 Agents can’t approve above their delegated limit, and nobody can switch that off from inside the process. Try it in the simulation.

ScopeA written job per agent

Human authorityPeople hold material decisions

PolicyRules enforced in the process

ReliabilityTested, monitored, rolled back

EvidenceEvery action on the record