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Case studies / Financial Services & Insurance
Case studies · Commercial asset finance · Camunda on AWS

Angle Finance: same-day lending, governed end to end.

With Innovo as its managed service provider and Camunda as its orchestration foundation, Angle Finance turned fragmented systems into fully agentic commercial lending: governed, scalable and run by Innovo.

Innovo runs it end to end as a 24x7 managed service at a fixed cost, from requirements through to support.

The results
Priority credit decisions2 hours
SettlementsSame day, including at year-end
Processes in production220+
Cost-to-income ratio24% lower YoY

The challenge.

No single process

No single controlled end-to-end lending process across a patchwork of duplicated, ageing systems.

Days to decide

Priority finance requests that could take days to decide, forcing the business to stop taking applications ahead of year-end.

Control not negotiable

Faster decisions that were worthless if they cost auditability and explainability.

What we built.

1

Discover and redesign

Processes discovered and redesigned with the business, with the backlog prioritised by value.

2

Engineer the orchestration

Orchestration engineered on Camunda, from data foundations to process and decision automation, while core lending platforms stayed in place.

3

Prove before release

Prototypes built in near-production conditions, with candidate processes run against real data before release.

4

Govern, release and support

Governance, testing, release management and ongoing production support, on a two-week sprint cadence.

Innovo’s role: one 24x7 managed service at a fixed cost, from requirements gathering with the business through design, build, run, enhance, maintain and support. Managed agentic AI →

The results.

2 hours

Priority credit decisions

220+

Processes in production

24%

Year-on-year reduction in cost-to-income ratio

"Camunda has given us a new benchmark for technology ROI: projects that may once have taken months and cost millions can now be done in a fraction of the time and cost, in many cases to a higher standard of quality, reliability, and auditability."

Peter Haviland, Chief Information & Operating Officer, Angle Finance

Services used.

Agentic AI & automation

AI agents, rules and people working in governed processes on UiPath Maestro or Camunda.

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Data & cloud

AWS and Microsoft foundations, migration and FinOps; data platforms on Databricks and Snowflake.

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Managed agentic AI

AI agents built, run and supported 24x7, fixed cost.

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Managed services

24x7 operations from Sydney, Manila and Pune, priced on outcomes, with agents doing the routine work.

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Case studies

More stories

Every case study, by service, industry and platform.

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See it run

See a loan decide itself.

Case 1 is a commercial loan on UiPath Maestro on Microsoft Azure. This page opens on case 2, the asset-finance pattern Angle Finance runs fully agentic on Camunda on AWS.

Synthetic data. On a phone, tap the card to open it full screen. Open the demo page →

The impact on delivery.

>80%

Less manual effort across the processes automated

>60%

More delivery capacity through reusable engineering methods

About these results: results are reported in the Angle Finance customer story published by Camunda. The 220+ total includes subprocesses. Manual-effort reduction applies to the processes Angle and Innovo automated.

Read our summary of the Camunda customer story · Original on camunda.com ↗

Bring us one process. We'll show you it running.

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